PacificSource Health Plans

PacificSource Cascade Gold

Plan Overview

Medical Deductible
  • Individual: $500
  • Family: $1,000
  • Per Person: $500
Prescription Drug Deductible
  • Individual: $0
  • Family: $0
  • Per Person: $0
Combined Medical and Drug Deductible
  • Individual: $500
  • Family: $1,000
  • Per Person: $500
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $5,250
  • Family: $10,500
  • Per Person: $5,250

Office Visit

Primary Doctor
  • CoPay: $15.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: Missed appointments and get acquainted visits. See policy for more information.
Specialist
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: Missed appointments and get acquainted visits. See policy for more information.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $60.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 30
  • Limit Unit : Days per Month
  • Benefit Explanation: Coverage is limited to a 90-day supply retail or 90-day supply mail order per fill or refill. See policy for more information.
Non Preferred Brand Drugs
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 30
  • Limit Unit : Days per Month
  • Benefit Explanation: Coverage is limited to a 90-day supply retail or 90-day supply mail order per fill or refill. See policy for more information.
Generic Drugs
  • CoPay: $10.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 30
  • Limit Unit : Days per Month
  • Benefit Explanation: Coverage is limited to a 90-day supply retail or 90-day supply mail order per fill or refill. See policy for more information.
Specialty Drugs
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 30
  • Limit Unit : Days per Month
  • Benefit Explanation: First fill allowed at a retail pharmacy. Additional fills must be provided at a specialty pharmacy. Coverage is limited to a 30-day supply for specialty and self-administrable cancer chemotherapy medications from a specialty pharmacy. See policy for more information.

Inpatient Coverage

Hospital Services
  • CoPay: $525.00 Copay per Day
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: Charges for inpatient stays that began before you were covered by this plan.
  • Benefit Explanation: Per day copay, limit of 5 copays per stay. Copay for All Inpatient Hospital Services includes the facility fee and professional service charges.
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Charges and coverage for Inpatient Physician and Surgical Services are included under the benefit for Inpatient Hospital Services.

Emergency and Urgent Care

Emergency Room
  • CoPay: $450.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: Charges for inpatient stays that began before you were covered by this plan.
Urgent Care Facility
  • CoPay: $35.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: $525.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Per day copay, limit of 5 copays per stay.
Pre and Postnatal Office Visit
  • CoPay: $15.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Vision

Routine Eye Exams For Children
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Year
  • Exclusions: Orthoptics, vision therapy, or other services to correct refractive error.
  • Benefit Explanation: Coverage is provided until at least the end of the month in which the enrollee turns 19 years of age. See policy for more information.

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
Routine Dental Checkups for Adults
  • Covered: Not Covered
Basic Dental Care - Adult
  • Covered: Not Covered
Basic Dental Care - Child
  • Covered: Not Covered
Major Dental Care - Adult
  • Covered: Not Covered
Major Dental Care - Child
  • Covered: Not Covered
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