Kaiser Permanente

KP OR Gold 0/20

Plan Overview

Medical Deductible
  • Individual: $0
  • Family: $0
  • Per Person: $0
Combined Medical and Drug Deductible
  • Individual: $0
  • Family: $0
  • Per Person: $0
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $7,900
  • Family: $15,800
  • Per Person: $7,900

Office Visit

Primary Doctor
  • CoPay: $20.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $50.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $30.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Insulin: $75 max out of pocket for 30 day supply prior to deductible
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00%
  • Covered: Covered
  • Benefit Explanation: Insulin: $75 max out of pocket for 30 day supply prior to deductible
Generic Drugs
  • CoPay: $10.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Insulin: $75 max out of pocket for 30 day supply prior to deductible
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00%
  • Covered: Covered
  • Benefit Explanation: Insulin: $75 max out of pocket for 30 day supply prior to deductible

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 30.00%
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 30.00%
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $350.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 30.00%
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Vision

Routine Eye Exams For Children
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Supplemented with FEP BlueVision - High Option.

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
  • Benefit Explanation: Supplemented with OHP Plus.
Basic Dental Care - Child
  • Covered: Not Covered
  • Benefit Explanation: Supplemented with OHP Plus.
Major Dental Care - Child
  • Covered: Not Covered
  • Benefit Explanation: Supplemented with OHP Plus.
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