Highmark Blue Cross Blue Shield Delaware

my Blue Access PPO Premier Gold 0 + Adult Dental and Vision

Plan Overview

Medical Deductible
  • Individual: $0.00
  • Family: $0
  • Per Person: $0
Prescription Drug Deductible
  • Individual: $0.00
  • Family: $0
  • Per Person: $0
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $6,700.00
  • Family: $13400
  • Per Person: $6700

Office Visit

Primary Doctor
  • CoPay: $15.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $15.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: $75.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Generic Drugs
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00%
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: $525.00 Copay per Stay
  • CoInsurance: Not Applicable
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $280.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $30.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: The copayment, if any, does not apply to urgent care services prescribed for the treatment of mental illness or substance abuse.

Maternity

Labor and Delivery Hospital Stay
  • CoPay: $525.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Year

Major Dental Care

Routine Dental Checkups for Children
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per 6 Months
Routine Dental Checkups for Adults
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Benefit Explanation: Adult dental services have a separate $50 deductible and $1,250 annual maximum per person.