Highmark Blue Cross Blue Shield Delaware

my Blue Access PPO Gold 0 + Adult Dental and Vision

Plan Overview

Medical Deductible
  • Individual: $0.00
  • Family: $0
  • Per Person: $0
Prescription Drug Deductible
  • Individual: $0.00
  • Family: not applicable
  • Per Person: not applicable
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $7,500.00
  • Family: $15,000
  • Per Person: $7,500

Office Visit

Primary Doctor
  • CoPay: $20.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $20.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $30.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: $150.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Generic Drugs
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00%
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: $500.00 Copay per Stay
  • CoInsurance: Not Applicable
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 30.00%
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $300.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: $500.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 30.00%
  • Covered: Covered

Vision

Routine Eye Exams For Children
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Year

Major Dental Care

Routine Dental Checkups for Children
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per 6 Months
Routine Dental Checkups for Adults
  • CoPay: Not Applicable
  • CoInsurance: No Charge after deductible
  • Covered: Covered
  • Benefit Explanation: Adult dental services have a separate $50 deductible
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