Community First

University Community Care Plan by Community First - Gold Plan

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $0.00
  • Family: not applicable
  • Per Person: not applicable
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $7,500.00
  • Family: $15,000
  • Per Person: $7,500

Office Visit

Primary Doctor
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $65.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: $50.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Generic Drugs
  • CoPay: $15.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 30.00%
  • Covered: Covered
  • Benefit Explanation: Prior authorization may apply to select specialty medications.

Inpatient Coverage

Hospital Services
  • CoPay: $800.00 Copay per Day
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Preauthorization is required. All usual Hospital services and supplies, including semiprivate room, intensive care, and coronary care units.
Inpatient Services
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Preauthorization is required.

Emergency and Urgent Care

Emergency Room
  • CoPay: $250.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: $800.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Will cover 48-hour hospital stay for uncomplicated vaginal delivery and 96-hour hospital stay for uncomplicated caesarean section. Stays longer than the global stay" requires preauthorization."
Pre and Postnatal Office Visit
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Vision

Routine Eye Exams For Children
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Major Dental Care

Routine Dental Checkups for Children
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Routine Dental Checkups for Adults
  • Covered: Not Covered
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