BridgeSpan Health

BridgeSpan Silver Essential 4000 With 4 Copay No Deductible Office Visits

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $4,000
  • Family: $8,000
  • Per Person: $4,000
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $8,700
  • Family: $17,400
  • Per Person: $8,700

Office Visit

Primary Doctor
  • CoPay: $45.00 Copay with deductible
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Silver Essential plan the first 4 office visits per calendar year are not subject to the deductible for in-network providers
Specialist
  • CoPay: $45.00 Copay with deductible
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Silver Essential plan the first 4 office visits per calendar year are not subject to the deductible for in-network providers

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 30.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: insulin limit of  $28 per 30 days  $84 for 90 day supply
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: insulin limit of  $28 per 30 days  $84 for 90 day supply
Generic Drugs
  • CoPay: $10.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: insulin limit of  $28 per 30 days  $84 for 90 day supply
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: First fill allowed at a retail pharmacy. Insulin limit of $28 per 30 days, $84 for 90 day-supply

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: Not Applicable
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Out of service area coverage is available.
Urgent Care Facility
  • CoPay: $45.00 Copay with deductible
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Silver Essential plan the first 4 office visits per calendar year are not subject to the deductible for in-network providers

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 20.00% Coinsurance after deductible
  • Covered: Covered

Vision

Routine Eye Exams For Children
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Visit(s) per Benefit Period
Related Articles
You may be interested in these relevant articles from across the HealthMarkets.com network.