Combined Medical and Drug Deductible | - Individual: $1,000
- Family: $2,000
- Per Person: $1,000
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Combined Medical and Drug Out of Pocket Maximum | - Individual: $5,500
- Family: $11,000
- Per Person: $5,500
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Primary Doctor | - CoPay: $10.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: $10 copay only applicable at Sanitas Centers. Telehealth services are available through PhysicianNow with your plan.
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Specialist | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
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Prescription Drug Information
Preferred Brand Drugs | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: $50 co-pay applies per 30 day supply and $125 co-pay applies per 90 day supply for Preferred Brand Drugs on Preventive Drug List. Deductible/Coinsurance for other Preferred Brand Drugs, 30-day supply retail; up to 90-day supply home delivery or Plus90 Retail Network. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug.
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Non Preferred Brand Drugs | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: $100 co-pay applies per 30 day supply and $250 co-pay applies for 90 day supply for Non-Preferred Brand Drugs on Preventive Drug List. Deductible/Coinsurance for other Non-Preferred Brand Drugs, 30-day supply retail; up to 90-day supply home delivery or Plus90 Retail Network. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug.
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Generic Drugs | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: $20 co-pay applies per 30 day supply and $50 co-pay applies per 90 day supply for Generic Drugs on Preventive Drug List. Deductible/Coinsurance for other Generic Drugs, 30-day supply retail; up to 90-day supply home delivery or Plus90 Retail Network.
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Specialty Drugs | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: Up to a 30-day supply. Must use a pharmacy in the preferred specialty pharmacy network.
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Hospital Services | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties included reduced benefits or denial of claim.
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Inpatient Services | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties included reduced benefits or denial of claim.
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Emergency and Urgent Care
Emergency Room | - CoPay: $500.00 Copay with deductible
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
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Urgent Care Facility | - CoPay: $50.00
- CoInsurance: Not Applicable
- Covered: Covered
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Labor and Delivery Hospital Stay | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
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Pre and Postnatal Office Visit | - CoPay: Not Applicable
- CoInsurance: 45.00% Coinsurance after deductible
- Covered: Covered
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Routine Eye Exams For Children | - CoPay: $0.00
- CoInsurance: Not Applicable
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Visit(s) per Year
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Routine Dental Checkups for Children | - CoPay: Not Applicable
- CoInsurance: 0.00%
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Visit(s) per 6 Months
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Basic Dental Care - Child | - CoPay: Not Applicable
- CoInsurance: 20.00%
- Covered: Covered
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Major Dental Care - Child | - CoPay: Not Applicable
- CoInsurance: 50.00%
- Covered: Covered
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