Medical Deductible | - Individual: $2,750
- Family: $5,500
- Per Person: $2,750
|
Prescription Drug Deductible | - Individual: $0
- Family: $0
- Per Person: $0
|
Combined Medical and Drug Out of Pocket Maximum | - Individual: $6,350
- Family: $12,700
- Per Person: $6,350
|
Primary Doctor | - CoPay: $35.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: Telehealth services are available through PhysicianNow with your plan.
|
Specialist | - CoPay: $50.00
- CoInsurance: Not Applicable
- Covered: Covered
|
Prescription Drug Information
Preferred Brand Drugs | - CoPay: $35.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery or Plus90 network. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug.
|
Non Preferred Brand Drugs | - CoPay: $60.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery or Plus90 network. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug.
|
Generic Drugs | - CoPay: $8.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery or Plus90 network.
|
Specialty Drugs | - CoPay: $120.00
- CoInsurance: Not Applicable
- Covered: Covered
- Benefit Explanation: Up to a 30-day supply. Must use a pharmacy in specialty pharmacy network.
|
Hospital Services | - CoPay: Not Applicable
- CoInsurance: 20.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties included reduced benefits or denial of claim.
|
Inpatient Services | - CoPay: Not Applicable
- CoInsurance: 20.00% Coinsurance after deductible
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties included reduced benefits or denial of claim.
|
Emergency and Urgent Care
Emergency Room | - CoPay: $500.00 Copay with deductible
- CoInsurance: 20.00% Coinsurance after deductible
- Covered: Covered
|
Urgent Care Facility | - CoPay: $50.00
- CoInsurance: Not Applicable
- Covered: Covered
|
Labor and Delivery Hospital Stay | - CoPay: Not Applicable
- CoInsurance: 20.00% Coinsurance after deductible
- Covered: Covered
|
Pre and Postnatal Office Visit | - CoPay: $35.00
- CoInsurance: Not Applicable
- Covered: Covered
|
Routine Eye Exams For Children | - CoPay: $0.00
- CoInsurance: Not Applicable
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Visit(s) per Year
|
Routine Dental Checkups for Children | - CoPay: Not Applicable
- CoInsurance: 0.00%
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Visit(s) per 6 Months
|
Basic Dental Care - Child | - CoPay: Not Applicable
- CoInsurance: 20.00%
- Covered: Covered
|
Major Dental Care - Child | - CoPay: Not Applicable
- CoInsurance: 50.00%
- Covered: Covered
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