Anthem BlueCross

Minimum Coverage HMO

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    Plan Overview

    Combined Medical and Drug Deductible
    • Individual: $8,700
    • Family: $17,400
    • Per Person: $8,700
    Combined Medical and Drug Out of Pocket Maximum
    • Individual: $8,700
    • Family: $17,400
    • Per Person: $8,700

    Office Visit

    Primary Doctor
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: The medical deductible does not apply to your first three visits combined for primary care, urgent care, mental health, and substance use disorder treatment office visits.
    Specialist
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

    Prescription Drug Information

    Preferred Brand Drugs
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Non Preferred Brand Drugs
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Generic Drugs
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Specialty Drugs
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

    Inpatient Coverage

    Hospital Services
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: This includes labor and delivery, mental health, and substance use disorder facility fee.
    Inpatient Services
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: This includes labor and delivery, mental health, and substance use disorder professional fee.

    Emergency and Urgent Care

    Emergency Room
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Urgent Care Facility
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: The medical deductible does not apply to your first three visits combined for primary care, urgent care, mental health, and substance use disorder treatment office visits.

    Maternity

    Labor and Delivery Hospital Stay
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Pre and Postnatal Office Visit
    • CoPay: Not Applicable
    • CoInsurance: No Charge
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

    Vision

    Routine Eye Exams For Children
    • CoPay: Not Applicable
    • CoInsurance: No Charge
    • Covered: Covered
    • Limit Quantity: 1
    • Limit Unit : Visit(s) per Year
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

    Major Dental Care

    Routine Dental Checkups for Children
    • CoPay: Not Applicable
    • CoInsurance: No Charge
    • Covered: Covered
    • Limit Quantity: 1
    • Limit Unit : Visit(s) per 6 Months
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Routine Dental Checkups for Adults
    • Covered: Not Covered
    Basic Dental Care - Adult
    • Covered: Not Covered
    Basic Dental Care - Child
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Major Dental Care - Adult
    • Covered: Not Covered
    Major Dental Care - Child
    • CoPay: Not Applicable
    • CoInsurance: 0.00% Coinsurance after deductible
    • Covered: Covered
    • Benefit Explanation: Please see plan’s Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.
    Health care service plans provided by Anthem Blue Cross. Insurance policies provided by Anthem Blue Cross Life and Health Insurance Company. Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.®ANTHEM is a registered trademark of Anthem Insurance Companies, Inc.®The Blue Cross name and symbol are registered marks of the Blue Cross Association.
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