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Explore Affordable Care Act (ACA) health insurance plans near Vero Beach, Florida.
Learn about plans and carriers available throughout the greater Vero Beach area. Looking for something specific? Click a link to navigate to that section of the page.
Florida enrollment dates and deadlines
Florida residents can apply for Affordable Care Act (ACA) health insurance plans during the annual Open Enrollment Period or during a Special Enrollment Period (SEP).
- The Open Enrollment Period generally occurs from November 1 – December 15 every year.
- You may be eligible for a Special Enrollment Period if you experience certain life events, such as getting married, relocating to a new home, having a child, or losing your health coverage.
The Federal government may also open a Special Enrollment Period.
If you don’t have health insurance, an ACA health plan could be the right coverage for you and your family. All ACA plans are required to cover 10 essential benefits, including emergency services, maternity care, and prescription drugs.
You may also qualify for premium tax subsidies, which could decrease the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.1
ACA Health Insurance Plans in Vero Beach, Florida
View available insurance plans from recognized insurance companies in and near Vero Beach, Florida below. Select a health plan to learn more.
Cigna Connect 3500 Enhanced Diabetes Care ($0 Preferred Insulin)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 5400 ($0 Telehealth)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 1250 Enhanced Diabetes Care ($0 Preferred Insulin)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 4200 Enhanced Asthma COPD Care ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 0 ($0 Deductible, $0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 3000 ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 8400 ($0 Tier 1 RX, $0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 6800 Enhanced Diabetes Care ($0 Preferred Insulin)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 8000 ($0 Telehealth)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 2000 ($0 Tier 1 RX, $0 Telehealth)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 3500 ($0 Tier 1 RX, $0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 8700B ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 4500 ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 6000 ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 8200 ($0 Telehealth)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 7300 ($0 Telehealth)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Cigna Connect 8700A ($0 Telehealth)
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
See Plan Details
Health First Gold VALUE 80 1819
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First Silver VALUE 80 1815
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First Bronze VALUE 60 1814
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First Silver HMO 65 1806
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First Bronze HMO 100 HSA 1794
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First Bronze HMO 100 1774
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First Gold HMO 80 1770
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First Bronze HMO 60 1750
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Bronze HMO 60 1656
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Bronze HMO 50 1796
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Catastrophic HMO 1746
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Gold HMO 90 HSA 1744
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Gold HMO 70 1742
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Gold HMO 80 1740
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Gold HMO 100 1736
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Silver HMO 80 1688
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Silver HMO 100 1664
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Health First GYM ACCESS Bronze HMO 100 HSA 1658
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
See Plan Details
Ambetter Balanced Care 29 + Vision + Adult Dental
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Secure Care 20 + Vision + Adult Dental
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 32 + Vision + Adult Dental
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 31 + Vision + Adult Dental
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care: $0 Medical Deductible + Vision + Adult Dental
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care: $1,500 Medical Deductible + Vision + Adult Dental
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 22 + Vision + Adult Dental
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 5 + Vision + Adult Dental
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 24 + Vision + Adult Dental
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 11 + Vision + Adult Dental
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 1 + Vision + Adult Dental
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Secure Care 5 + Vision + Adult Dental
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 2 HSA + Vision + Adult Dental
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 12 + Vision + Adult Dental
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Secure Care 20
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 32
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 31
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 30
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care: $0 Medical Deductible
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care: $1,500 Medical Deductible
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 22
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 5
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 29
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 24
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 12
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Balanced Care 11
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 2 HSA
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Essential Care 1
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Ambetter Secure Care 5
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Ambetter from Sunshine Health
See Plan Details
Silver 4000 ($35 Primary Care + $15 Generic)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Bronze 8700 ($25 Generic)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Catastrophic 8700 ($0 Primary Care)
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Gold $0 Deductible + Adult Dental & Vision ($0 Telehealth + $0 Primary Care + $0 Mental Health + $0 Prescription List)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Gold 1000 ($0 Telehealth + $0 Primary Care + $0 Specialist + $0 Mental Health + $0 Prescription List)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Silver 6700 + Adult Dental & Vision ($0 Telehealth + $0 Primary Care + $0 Specialist + $0 Mental Health + $0 Prescription List)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Silver 6700 ($0 Telehealth + $0 Primary Care + $0 Specialist + $0 Mental Health + $0 Prescription List)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Silver $0 Deductible ($0 Telehealth + $0 Primary Care + $0 Mental Health + $0 Prescription List)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Silver 3000 ($0 Telehealth + $0 Primary Care + $0 Mental Health + $0 Prescription List)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Silver 5000 ($0 Telehealth + $0 Primary Care + $0 Mental Health + $0 Prescription List)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Bronze 7200 + Adult Dental & Vision ($0 Telehealth + $0 Primary Care + $0 Mental Health + $0 Prescription List)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Bronze $0 Medical Deductible ($0 Telehealth + $0 Primary Care + $0 Specialist + $0 Mental Health + $0 Prescription List)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Bronze 7200 Direct ($0 Telehealth + $0 Primary Care + $0 Mental Health + $0 Prescription List)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Bronze 5300 HSA
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
Bronze 8700 + $0 Mental Health ($0 Telehealth + $0 Primary Care + $0 Prescription List)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Bright Health
See Plan Details
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